Terms of use
Plain terms for a free information tool.
Effective November 13, 2026. These terms apply to ratemyrenewal.com, operated by RateMyRenewal.com ("we"). By using the site you agree to them.
What the site is
The site offers a free calculator that compares a car insurance renewal with public figures, and a phone number that connects you to licensed insurance agents or agencies in a partner network.
We are not an insurance company, agency or adviser. We do not issue policies, bind coverage or give quotes on this site. Nothing here is insurance, legal or financial advice.
How we are paid
Agents or agencies in the partner network may pay us when you call. You pay nothing to use the site or to make the call.
Accuracy
Filing figures are copied from state regulators and index figures from the U.S. Bureau of Labor Statistics, with the date each was read. Sources can be revised and copying can introduce errors. Where a figure here differs from its source, the source is right.
The check works only from the numbers you enter and cannot see your policy. Its result is a comparison, not a finding about your insurer and not a prediction of what another insurer would charge. No saving is promised or implied.
Before you change or cancel a policy, confirm prices and coverage directly with the insurer or a licensed agent, and avoid any gap in coverage.
Phone calls
Calls are answered by independent agents or agencies, not by us. They are responsible for what they say, the quotes they give and the policies they sell. Calls may be recorded by them.
Acceptable use
Use the site for your own information. Do not try to disrupt it, misrepresent it, or place calls through it that are not genuine enquiries about insurance.
No warranty and limit of liability
The site is provided as is, without warranties of any kind, to the extent the law allows. To the extent the law allows, we are not liable for losses that result from relying on the site or from dealings with agents, agencies or insurers.
Changes and contact
We may update these terms; the date above will change when we do. Questions: contact@ratemyrenewal.com.